About

Imported from jeremylongshore/tons-of-skills-marketplace (skills/.curated/terms-generator/SKILL.md). Install upstream with npx skills add jeremylongshore/tons-of-skills-marketplace --skill terms-generator. Copyright stays with the author (MIT).

Terms of Service Generator

Name: terms-generator
Author: jeremylongshore

Overview

Scans a website or application to understand the business model, user interactions, data collection practices, and third-party integrations, then generates a comprehensive terms of service document with 16 sections. Includes GDPR and CCPA compliance provisions, plain English summaries after each section, and [VERIFY] tags for assumptions that require human confirmation.

The generated ToS adapts its language and provisions based on the detected business type (e-commerce, SaaS, marketplace, content platform, mobile app, etc.).

Legal Disclaimer: This skill generates template documents for informational and educational purposes only. Generated terms of service are not a substitute for legal advice. All documents should be reviewed by a licensed attorney before publication. Regulatory requirements vary by jurisdiction and business type. No attorney-client relationship is created by using this tool.

Prerequisites

A live website URL or local codebase to analyze
Knowledge of the business entity name and jurisdiction
Understanding of whether the service involves payments, user accounts, or user-generated content

Instructions

Analyze the website or application. Use WebFetch to scan the target URL. Identify:
- Business type (SaaS, e-commerce, marketplace, content, API, mobile app)
- User interaction patterns (accounts, purchases, subscriptions, content uploads)
- Data collection mechanisms (forms, cookies, analytics scripts, payment processors)
- Third-party integrations (Stripe, Google Analytics, social login, CDNs)
- Geographic indicators (language, currency, server location)
If a codebase is available instead, use Glob and Read to scan for:
- Cookie/tracking implementations
- Authentication flows
- Payment integrations
- User data models
- API endpoints that accept user input
Gather business details from the user:
- Legal entity name and type (LLC, Corp, sole proprietor)
- Business address and jurisdiction
- Contact email for legal notices
- Minimum user age requirement
- Whether the service is free, paid, or freemium
Determine applicable compliance frameworks:
- GDPR — if serving EU/EEA users (detected via language, .eu domain, Euro pricing)
- CCPA/CPRA — if serving California users or meeting revenue/data thresholds
- COPPA — if the service could attract users under 13
- ADA/WCAG — if a US-based public-facing service
- PCI-DSS — if processing payment card data
- CAN-SPAM — if sending marketing emails

Generate the 16-section Terms of Service:

#	Section	Covers
1	Agreement to Terms	Acceptance mechanism, effective date
2	Description of Service	What the service provides
3	User Accounts	Registration, security, age requirements
4	Acceptable Use Policy	Prohibited conduct, content standards
5	User-Generated Content	Ownership, licenses, moderation rights
6	Intellectual Property	Company IP rights, trademarks, DMCA
7	Payment Terms	Pricing, billing cycles, refunds (if applicable)
8	Free Trials & Subscriptions	Trial terms, auto-renewal, cancellation
9	Privacy & Data Collection	Reference to privacy policy, GDPR/CCPA summary
10	Third-Party Services	Links, integrations, disclaimers
11	Disclaimers & Warranties	"As-is" provision, warranty limitations
12	Limitation of Liability	Liability caps, excluded damages
13	Indemnification	User indemnification obligations
14	Termination	Grounds, notice, effect of termination
15	Governing Law & Disputes	Jurisdiction, arbitration, class action waiver
16	General Provisions	Modifications, severability, entire agreement, contact

Add plain English summaries. After each section, include a blockquote: > **In Plain English:** {simple summary of what this means for users}
Insert compliance-specific provisions:
- GDPR: Data processing legal basis, right to erasure, DPO contact, data portability
- CCPA: "Do Not Sell My Personal Information" rights, opt-out mechanism
- COPPA: Age verification, parental consent mechanism
Tag all assumptions. Place [VERIFY] before any clause based on inferred information:
- [VERIFY: assumed SaaS model based on subscription pricing detected]
- [VERIFY: jurisdiction set to Delaware — confirm with business owner]
- [VERIFY: assumed no users under 13 — confirm age policy]
Write the output file using the naming convention below.

Output

Generate a single Markdown file named TERMS-OF-SERVICE-{company}-{YYYY-MM-DD}.md with:

# Terms of Service
**{Company Name}**

**Last Updated:** {date}
**Effective Date:** {date}

---

## Table of Contents
1. [Agreement to Terms](#1-agreement-to-terms)
{... all 16 sections ...}

---

## 1. Agreement to Terms
{formal legal text}

> **In Plain English:** {simple explanation}

## 2. Description of Service
{formal legal text}

> **In Plain English:** {simple explanation}

{... sections 3-16 ...}

---

## Contact Information
{business contact details}

---
**[VERIFY] Tags Summary:**
{numbered list of all assumptions needing confirmation}

**Compliance Frameworks Applied:** {GDPR, CCPA, etc.}
**Generated by:** Legal Assistant Plugin — Not a substitute for legal counsel.

Error Handling

Error	Cause	Solution
Website unreachable	URL is down or behind auth	Ask user for a description of the service or local codebase path
Cannot determine business type	Minimal website content	Ask user directly about their business model
Payment detection ambiguous	Cannot tell if free or paid	Ask user to confirm pricing model
International complexity	Multiple jurisdictions detected	Generate provisions for all detected jurisdictions, add [VERIFY]
Dynamic content not scannable	SPA with client-side rendering	Ask user to describe features or provide sitemap
Missing company details	User did not provide entity info	Use [VERIFY] placeholders, list in summary

Examples

Example 1: SaaS Application

Request: "Create terms of service for https://example-saas.com — we're a project management tool"

Result: TERMS-OF-SERVICE-ExampleSaaS-2026-04-02.md with:

16 sections with SaaS-specific provisions
Payment terms for subscription model (detected via Stripe integration)
GDPR provisions (EU users detected via multi-language support)
CCPA provisions (US-based company)
User-generated content section for project data
8 [VERIFY] tags for assumptions

Example 2: E-Commerce Store

Request: "Generate ToS for my Shopify store selling handmade jewelry"

Result: TERMS-OF-SERVICE-HandmadeJewels-2026-04-02.md with:

E-commerce focused provisions (returns, shipping, product descriptions)
Payment terms referencing Shopify Payments / PayPal
No user-generated content section (simplified)
Consumer protection provisions per FTC guidelines
CCPA opt-out mechanism

Resources

FTC Business Guidance on Terms — Federal Trade Commission compliance
California Attorney General CCPA — CCPA regulations and guidance
ICO Guide to Data Protection — UK/GDPR compliance guidance
CommonPaper Standard Terms — CC BY 4.0 open-source terms
Termly ToS Generator — Reference for section structures
SBA Small Business Legal Resources — US government business guidance

Use it

Copy one of these into your project. Installing also returns the manifest and these snippets.

yaml

targets:
  - https://api.opensmartroute.ai/api/v1/registry/jeremylongshore-tons-of-skills-marketplace-terms-generator/manifest   # or paste the manifest below

Manifest

An Open Capability Manifest: the router reads it to know what this does, what it costs and when to pick it.

jeremylongshore-tons-of-skills-marketplace-terms-generator.ocm.jsonjson

{
  "ocm": "1",
  "id": "jeremylongshore-tons-of-skills-marketplace-terms-generator",
  "kind": "skill",
  "name": "terms-generator",
  "description": "Generates comprehensive terms of service by analyzing a website or application to detect business type, data collection, and user interactions. Use when launching a website, app, or SaaS product that needs terms of service with GDPR/CCPA compliance. Trigger with \"/terms-generator\" or \"create terms of service for my website\".",
  "publisher": "jeremylongshore",
  "version": "1.0.0",
  "capabilities": {
    "domains": [
      "legal"
    ],
    "tags": [
      "skill-md",
      "legal",
      "terms-of-service",
      "compliance",
      "gdpr",
      "ccpa",
      "skills-sh"
    ],
    "languages": [
      "en"
    ]
  },
  "quality_prior": 0.6,
  "examples": [
    "Generates comprehensive terms of service by analyzing a website or application to detect business type, data collection, and user interactions. Use when launching a website, app, or SaaS product that needs terms of service with GDPR/CCPA compliance. Trigger with \"/terms-generator\" or \"create terms of service for my website\"."
  ],
  "primary": false,
  "metadata": {
    "source": {
      "provider": "skills.sh",
      "repository": "https://github.com/jeremylongshore/tons-of-skills-marketplace",
      "path": "skills/.curated/terms-generator/SKILL.md",
      "ref": "HEAD",
      "url": "https://github.com/jeremylongshore/tons-of-skills-marketplace/blob/HEAD/skills/.curated/terms-generator/SKILL.md",
      "key": "jeremylongshore/tons-of-skills-marketplace/skills/.curated/terms-generator/SKILL.md"
    },
    "compatibility": "Designed for Claude Code",
    "allowed_tools": [
      "Read,",
      "Write,",
      "Glob,",
      "Grep,",
      "WebFetch"
    ],
    "license": "MIT"
  },
  "instructions": "# Terms of Service Generator\n\n## Overview\n\nScans a website or application to understand the business model, user interactions,\ndata collection practices, and third-party integrations, then generates a comprehensive\nterms of service document with 16 sections. Includes GDPR and CCPA compliance provisions,\nplain English summaries after each section, and `[VERIFY]` tags for assumptions that\nrequire human confirmation.\n\nThe generated ToS adapts its language and provisions based on the detected business type\n(e-commerce, SaaS, marketplace, content platform, mobile app, etc.).\n\n> **Legal Disclaimer:*",
  "cost": {
    "context_tokens": 1951
  }
}

Fetch it by URL: GET /api/v1/registry/jeremylongshore-tons-of-skills-marketplace-terms-generator/manifest?version=1.0.0

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